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Youth Month

Each April, we celebrate Youth Month with savings incentives, fun giveaways, and educational activities for members ages 0–17.

Youth Month CD Special

Take advantage of this amazing rate for the month of April!

youth month cd special

Youth Certificate of Deposit (CD)

A long-term savings option for minors that earns more while encouraging consistent saving habits.

  • $50 minimum opening balance and $10,000 maximum
  • 5-year term with higher APY than standard youth savings
  • Allows ongoing deposits during the term—rare for CDs
  • Early withdrawal penalty applies (180 days’ dividends)

Youth Savings account and joint ownership with a parent or legal guardian are required to open a Youth Certificate of Deposit.


youth month raffle

Nintendo Switch 2™ Giveaway

Test your luck by entering our FREE raffle!

Nintendo Switch 2™ Giveaway!

Entries for Youth Month’s Nintendo Switch 2™ Giveaway

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Rodney the Raccoon!

Free giveaways in branch locations!*

Learn, Save & Grow with 802CU

Financial Education & Youth Month

Helping young members build lifelong financial habits is part of our mission. Through fun, educational resources and annual Youth Month events, we encourage saving early and often.

National Credit Union Youth Month (Every April)
At 802CU, we’re committed to helping young members grow smarter with money. Each April, we celebrate Youth Month with savings incentives, fun giveaways, and educational activities for members ages 0–17.

  • Coloring contests and giveaways
  • Youth savings incentives
  • Special prizes and referral bonuses

*Giveaway items may vary by branch.


A safe and simple checking option

Youth Total E-Checking Account

Empowers young members to manage money independently, without the risk of overdraft fees, while learning responsible spending through digital banking.

  • No minimum balance or monthly service fees
  • Debit card with adjustable daily spending limits
  • Overdraft protection disabled to eliminate fees
  • Joint ownership with a legal guardian required

Youth Savings account and joint ownership with a parent or legal guardian are required to open a Youth Checking.

Designed for teens

Ages 13 – 18


start their savings journey

Youth Savings Account

Establishes membership with 802CU and enables access to additional youth financial products.

  • $0.01 minimum balance required for membership
  • Monthly dividends and quarterly statements
  • Joint ownership with a legal guardian required
  • Required to access youth checking, CDs, and other products

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Resources To Help You Save