Auto & Motorcycle Loans in Vermont
Affordable financing for new or used cars and motorcycles with local support, quick approvals, and added protection options.
OVERVIEW
What makes 802CU Auto & Motorcycle Loans a smart choice?
Whether you’re buying your first car, trading up, or refinancing for a better rate, 802CU makes auto financing easy. We offer low rates, quick local approvals, and protection options like GAP Insurance and extended warranties to give you peace of mind. You can even finance untitled vehicles or older models. Just reach out to learn more. Our tools and local team are here to help every step of the way.
Today’s Rates
All Rates Effective April 1, 2025
Auto & Motorcycle Loans
Term | APR as low as | APR as low as | APR as low as |
|---|---|---|---|
| 24 months | 5.24% | 5.24% | 6.74% |
| 36 months | 5.49% | 5.49% | 6.99% |
| 48 months | 5.74% | 5.74% | 7.24% |
| 60 months | 5.99% | 5.99% | N/A |
| 66 months | 6.24% | 6.24% | N/A |
| 72 months | 6.49% | N/A | N/A |
| 84 months | 6.99% | N/A | N/A |
1100% Financing- (Tax, Title, Registration inc.)
2 J.D. Power
Loan rates are listed “as low as” and are determined by the term of the loan and an evaluation of your credit. All rates quoted are subject to change. Your rate may vary from the rate shown above. Rates will vary based on the age of the collateral. Contact us for collateral older than these ranges.
Other Titled Vehicles
| Term | APR as low as | APR as low as | APR as low as |
|---|---|---|---|
| 24 months | 5.99% | 5.99% | 7.74% |
| 36 months | 6.24% | 6.24% | 7.74% |
| 48 months | 6.49% | 6.49% | 7.99% |
| 60 months | 6.74% | 6.74% | N/A |
1100% Financing- (Tax, Title, Registration inc.)
2 J.D. Power
Loan rates are listed “as low as” and are determined by the term of the loan and an evaluation of your credit. All rates quoted are subject to change. Your rate may vary from the rate shown above. Rates will vary based on the age of the collateral. Contact us for collateral older than these ranges.
Member-Focused. Locally Rooted.
Get the Vehicle You Want with Terms You Can Trust
From research to repayment, we’re here to help you drive away with confidence and a great rate.
loan Benefits
Loan Features That Go the Extra Mile
Great Rates and Flexible Terms
Choose the term that fits your budget and enjoy competitive rates on both new and used vehicles.
Options for Untitled and Older Vehicles
We finance snow machines, ATVs, and other vehicles that don’t have titles. Just contact us for details.
Helpful Tools and Guidance
Use our calculators to plan your loan, or stop by and talk to a Loan Officer. No pressure, just help.
Fast, Local Approvals
Our local team processes all applications quickly so you can focus on hitting the road.
GAP INSURANCE
Add Extra Protection with GAP
GAP (Guaranteed Asset Protection) helps protect your wallet if your vehicle is totaled or stolen. Insurance often pays only the book value, not what you still owe. GAP may reduce or eliminate the remaining balance between the insurance payout and your loan.
If you use your GAP coverage, you’ll also receive a $1,000 down payment toward your next auto loan with 802CU, so you’re ready to get back on the road sooner.
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More Than a Member
As a member-owner, you’re doing more than banking. You’re building a better financial future with a credit union that puts you first.
Testimonials
Join 802CU Today
Real stories from real people who’ve found their financial home.
I have been a member for many years at 802 Credit Union. I am always treated with respect and my financial transactions are handled accurately and quickly. The staff all knows me by name and I can’t wait to see the new 802 Credit Union as it grows.
Lynn
Rockingham, VT
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