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Recreational Vehicle Loans in Vermont

Perfect for outdoor enthusiasts ready to finance their next boat, camper, ATV, or snowmobile with flexible terms and competitive rates.

  • Finance new or used recreational vehicles
  • Up to 100% financing available on new purchases
  • Terms up to 120 months
  • Borrow up to NADA retail value for used vehicles
Smiling couple enjoys drinks on a deck outside a cozy RV setup with string lights and flags, surrounded by lush greenery.

up to 120-month terms available

Overview

What can a Recreational Vehicle Loan do for you?

Whether you’re setting up camp or hitting the trails, our Recreational Vehicle Loans are designed for fun and flexibility. With financing for campers, boats, ATVs, snowmobiles, and more, you’ll enjoy affordable rates, long repayment terms, and the option to borrow up to the full NADA value on used equipment. It’s outdoor financing made easy with local support you can trust.

Today’s Rates

All Rates Effective April 1, 2025

Other Titled Vehicles

Term

APR as low as
New ’25- 262

APR as low as
Used ’19-'242

APR as low as
Used ’11- 182

24 months5.99%5.99%7.74%
36 months6.24%6.24%7.74%
48 months6.49%6.49%7.99%
60 months6.74%6.74%N/A

1100% Financing- (Tax, Title, Registration inc.)
2 J.D. Power

Loan rates are listed “as low as” and are determined by the term of the loan and an evaluation of your credit. All rates quoted are subject to change. Your rate may vary from the rate shown above. Rates will vary based on the age of the collateral. Contact us for collateral older than these ranges.

Member-Focused. Locally Rooted.

Adventure Starts with Smart Financing

From your first camper to your next boat or off-road vehicle, our loans make it easier to explore the outdoors on your terms.

Loan Benefits

Flexible Loans for All Your Outdoor Gear

Wide Range of Eligible Vehicles

Finance everything from RVs and campers to snowmobiles, ATVs, and side-by-sides.

Up to 100% Financing Available

Get full financing for new vehicles or borrow up to retail NADA value on used ones.

Extended Terms

Finance your purchase for up to 120 months to keep monthly payments affordable.

Convenient Repayment Options

Choose the term and payment method that works best for your lifestyle and budget.

Frequently Asked Questions

Have Questions? Let Us Help!

  • Where do I mail my loan payments?

    Payments and deposits can be mailed to any of our offices. See our branch locations for mailing addresses.

  • How do I get a free copy of my credit report?

    The three major credit bureau reporting agencies have teamed up to create www.annualcreditreport.com. There you will be able to request your annual free copy as well as find instructions on how to file a fraud alert on your report. You may also request a copy by calling them at 877-322-8228.


Banking Services

Bank Smarter With The Right Tools

From budgeting tools to fraud protection, we’re here to help you feel confident and in control of your finances.

More Than a Member

As a member-owner, you’re doing more than banking. You’re building a better financial future with a credit union that puts you first.

Testimonials

Join 802CU Today

Real stories from real people who’ve found their financial home.

As a self-employed business owner, 802 Credit Union has always offered me support and has really gone the extra mile to ensure my business banking needs are met. Their free business checking account and the ease of adding a d/b/a was a flawless experience.

Robert

Brattleboro, VT


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