Financial Calculators
Explore the calculators below and take the guesswork out of your next financial move. When you’re ready, we’re here to help turn your numbers into action.
Tools that build confidence
Smart Tools to Help You Plan, Save & Borrow with Confidence
At 802 Credit Union, we believe informed decisions lead to better financial outcomes. That’s why we offer a range of easy-to-use calculators to help you plan for every stage of life—whether you’re buying a home, comparing auto financing, managing debt, or preparing for retirement. These tools are here to help you estimate payments, compare options, and visualize your financial goals.
Mortgage Loan Calculator
Use this calculator to determine your monthly payment and amortization schedule.
Mortgage Qualifier
Can you buy your dream home? Find out just how much you can afford!
Amortizing Loan Calculator
Enter your desired payment – and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!
Credit Card Payoff
Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.
Dealer Financing vs. Credit Union Financing
Use this calculator to help you determine whether you should take advantage of low interest dealer financing or credit union financing combined with a manufacturer rebate.
Lease vs. Buy
Should you lease your next automobile or finance it? Find out with this calculator, and learn about our VT auto loans available at 802 Credit Union.
Retirement Planner
Quickly determine if your retirement plan is on track – and learn how to keep it there.
Roth vs. Traditional IRA
Use this calculator to determine which IRA may be right for you. Learn about our IRA options here.
Savings Calculator
Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.
Home Budget Analysis
Analyze your budget to see where your money goes and find out where you can improve!
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.