Youth Accounts in Vermont
It’s never too early to teach children how to save money and reach financial goals. From everyday savings to checking accounts and long-term certificates, our accounts help build a strong financial foundation from the very beginning.

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Youth Total E-Checking Account
A safe and simple checking option for teens ages 13–18 with digital tools and built-in protections.
Empowers young members to manage money independently, without the risk of overdraft fees, while learning responsible spending through digital banking.
Youth Savings Account
Perfect for children under 18 starting their savings journey and becoming a credit union member.
Establishes membership with 802CU and enables access to additional youth financial products.

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Youth Certificates of Deposit (CD)
Ideal for minors who are ready to grow their savings with a long-term, higher-yield option.
Teaches the value of committed saving and offers the opportunity to earn more interest with added flexibility.
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Youth Accounts With Grown-Up Rates
Our youth accounts provide strong earning potential and foundational banking experience. Explore current rates and discover the right option for your child.

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Learn, Save & Grow with 802CU
Financial Education & Youth Month
Helping young members build lifelong financial habits is part of our mission. Through fun, educational resources and annual Youth Month events, we encourage saving early and often.
National Credit Union Youth Month (Every April)
At 802CU, we’re committed to helping young members grow smarter with money. Each April, we celebrate Youth Month with savings incentives, fun giveaways, and educational activities for members ages 0–17.
- Coloring contests and giveaways
- Youth savings incentives
- Special prizes and referral bonuses
Start building strong money habits early with tools that make learning to save fun and rewarding.

More Than a Member
As a member-owner, you’re doing more than banking. You’re building a better financial future with a credit union that puts you first.
Testimonials
Hear From Our Members!
Real stories from real people who’ve found their financial home.
I recently moved to Vermont and was looking for a new financial institution. Several people recommended 802 Credit Union. Kim helped me set up my accounts, my direct deposit and got me started with online banking. She showed me how to use Bill Pay, which I never used at my previous bank. What a huge convenience! I highly recommend 802 Credit Union and all the staff at the Windsor branch.
Sarah
Windsor, VT
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