Savings Accounts in Vermont
Whether you’re saving for a rainy day, a special purchase, or your future, 802 Credit Union has a savings solution for every stage of life. From foundational accounts that establish your membership to higher-yield options, discover how your money can grow with us.
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Base Shares Account
Establish your 802CU membership and gain access to all credit union services.
The Base Shares account is your ownership stake in 802 Credit Union. It’s required to open any other account and packed with essential benefits for members.
Money Market Accounts
A flexible, higher-yield alternative to traditional savings.
Designed for members with higher balances, these accounts earn tiered dividends and allow limited monthly withdrawals for added flexibility.
Certificates of Deposit (CD)
Lock in a competitive rate with flexible term options.
802CU Certificates of Deposit (CD) offer reliable returns and tailored terms, including special products like Smart Savers and Youth Savers for targeted goals.
Coverdell Education Savings Account (ESA)
Save early for a child’s education with tax-free growth on qualified withdrawals.
A Coverdell ESA, formerly known as the Educational IRA, lets you set aside funds for a child under 18, with tax-free earnings when used for qualifying K–12 or college expenses.
*Age limit does not apply to special needs individuals.
Note: Coverdell ESAs involve specific eligibility rules and contribution limits. Please contact your branch to schedule a time with a team member to open this account.
Rates That Reward Smart Savers
At 802CU, your savings work for you. Whether you’re building an emergency fund or investing in your future, our savings options come with competitive rates designed to help you reach your goals.
Frequently Asked Questions
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More Than a Member
As a member-owner, you’re doing more than banking. You’re building a better financial future with a credit union that puts you first.
Testimonials
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Real stories from real people.
I have been a member for many years at 802 Credit Union. I am always treated with respect and my financial transactions are handled accurately and quickly. The staff all knows me by name.
Lynne
Rockingham
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