Checking Accounts in Vermont
Explore the checking accounts that work for your lifestyle. Whether you’re looking for everyday simplicity, convenient digital tools, or strong overdraft protection, 802CU checking accounts are designed to offer you flexibility without the fees.

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Free & Clear Checking
A fee-free, no-hassle account that’s ideal for everyday banking and spending.
Perfect for members who want checking without strings. No minimums, no fees, and full access to digital tools and overdraft options.
Youth Total E-Checking
A safe and simple account for teens ages 13–18, with built-in protections and learning tools.
Empower young members to learn responsible banking with no fees, no overdraft risk, and mobile access—plus a linked Youth Savings account.


Widely Accepted
Use your card at millions of businesses and retailers that accept Mastercard®, both online and in person.
Debit Cards
Instant access to your funds with the convenience of Mastercard®, backed by local support.
Use your 802CU debit card for everyday purchases, ATM withdrawals, and online payments, all while keeping your funds secure and easily accessible.
Related products
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Frequently Asked Questions
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More Than a Member
As a member-owner, you’re doing more than banking. You’re building a better financial future with a credit union that puts you first.
Testimonials
Hear From Our Members!
Real stories from real people who’ve found their financial home.
I recently moved to Vermont and was looking for a new financial institution. Several people recommended 802 Credit Union. Kim helped me set up my accounts, my direct deposit and got me started with online banking. She showed me how to use Bill Pay, which I never used at my previous bank. What a huge convenience! I highly recommend 802 Credit Union and all the staff at the Windsor branch.
Sarah
Windsor, VT
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