Savings Rates
All rates are effective November 1, 2025
| Rate | APY | Minimum Balance |
|---|---|---|
| .40% | .40% | None |
Types of club accounts: holiday, vacation, tax, all-purpose.
Dividends paid monthly.
| Term | Rate | APY | Minimum Balance |
|---|---|---|---|
| 6 months | 1.90% | 1.88% | $500.00 |
| 12 months | 2.10% | 2.08% | $500.00 |
| 18 months | 2.10% | 2.08% | $500.00 |
| 24 months | 2.10% | 2.08% | $500.00 |
| 36 months | 3.25% | 3.20% | $500.00 |
| 48 months | 2.20% | 2.18% | $500.00 |
| 60 months | 2.25% | 2.23% | $500.00 |
| Rate | APY | Minimum Balance |
|---|---|---|
| 1.00% | 1.00% | $500-1,999 |
| 1.20% | 1.19% | $2,000-9,999 |
| 1.40% | 1.39% | $10,000-24,999 |
| 1.50% | 1.49% | $25,000-49,999 |
| 2.00% | 1.98% | $50,000-$99,999 |
| 2.08% | 2.10% | $100,000+ |
Dividends paid monthly.
| Account Type | Rate | APY | Minimum Balance |
|---|---|---|---|
| Smart Savers 1 Year Term | 1.74% | 1.75% | $50.00 |
| Youth Savers 5 Year Term | 1.98% | 2.00% | $50.00 |
Dividends paid monthly.
Deposits are accepted and encouraged for the Smart and Youth Savers
