Personal & Specialty Loans in Vermont
Life doesn’t always follow a script, and that’s why 802CU offers flexible lending solutions for just about any purpose. From consolidating debt to covering energy expenses or paying for college, our personal and specialty loans are designed to support your goals with competitive rates and personalized service.

May Promo!
Join Today for $0 Lorem Ipsum, optional promo can go here. If no promo, hide.
Personal Loans
Great for consolidating debt or managing unexpected expenses without needing collateral.
With fixed rates and terms up to 60 months, a personal loan gives you flexibility and control, whether you’re managing repairs, bills, or other life expenses.
Share Secured Loans
Borrow against your savings or certificate account while keeping your balance intact.
Preserve your savings while accessing low-interest funding for purchases, education, or unexpected costs.


Product Callout
Another option to highlight something special about this product similar to a promo.
Energy Loans
Plan ahead for heating costs or invest in energy-efficient upgrades.
Use an energy loan to prepay for winter fuel or finance larger projects like furnaces, insulation, or solar panels with lower rates and flexible terms.
student Loans
Finance education with flexible options for students and families.
Through our partner Student Choice, we offer undergraduate loans, refinancing, and flexible repayment, all with no origination fees.


Product Callout
Another option to highlight something special about this product similar to a promo.
Credit Cards
A low-rate, no-fee card that offers flexibility for everyday expenses.
Our VISA® Credit Card features the same low rate for purchases and cash advances, with no annual fee and online access for easy management.
Other Lending Options
More Ways to Borrow with 802CU
Borrow With Confidence
Explore current rates for all loan types, from everyday needs to long-term goals. Our local team is here to help you find the best fit.
Help Me Choose
Not sure where to start?
Tell us what brings you here today
Frequently Asked Questions
Have Questions? Let Us Help!

More Than a Member
As a member-owner, you’re doing more than banking. You’re building a better financial future with a credit union that puts you first.
Testimonials
Hear From Our Members!
Real stories from real people who’ve found their financial home.
As a self-employed business owner, 802 Credit Union has always offered me support and has really gone the extra mile to ensure my business banking needs are met. Their free business checking account and the ease of adding a d/b/a was a flawless experience.
Robert
Brattleboro, VT
Related Articles






