Become a Member
802 Credit Union is a member-owned, community-focused financial cooperative that exists to serve you—not to make a profit. Whether you’re looking for better rates, fewer fees, or a say in how your financial institution operates, you’ll find value here.
Become a member
Why Join 802 Credit Union?
Each of our 41,000-plus members owns a share in the Credit Union, meaning they have a say in how we run our business. We have a democratically elected Board of Directors that sets the direction and priorities of the Credit Union. Regardless of the size of your deposits, each member receives one vote.
A financial cooperative, such as 802 Credit Union, is organized for the objectives of:
- Providing financial services at fair and reasonable rates and fees
- Encouraging responsible financial activity and thrift
- Allowing member-owners to use and control money for the mutual benefit of all 802 Credit Union members, the Credit Union itself, and the community at large
Membership Made Simple
Who Can Join Our Credit Union
If you live, work, or worship in Vermont or in Grafton, Sullivan, or Cheshire County in New Hampshire—or are related to a current 802CU member—you’re eligible to join. All members must maintain a minimum $5 balance in a savings account to keep membership active.
Stop by one of our Vermont credit union offices in Barre, Bellows Falls, Bethel, Brattleboro, Putney, Randolph, Rochester, South Burlington, Springfield, Townshend, White River Junction, or Windsor, VT to open your account and start enjoying the many benefits of membership at 802 Credit Union.
Member Benefits
What Makes Us Different
Cooperative Values
We’re owned by our members—not shareholders. Every member gets one vote, no matter their balance, and helps shape the future of our credit union.
Competitive Products
Enjoy fee-free checking, flexible savings accounts, diverse loan options, and insured deposits up to $250,000 per account.
Community-Focused
With over 60 years in Vermont and New Hampshire, we’re deeply rooted in our local communities and invested in your success.
Lifetime Membership
Join once, benefit forever. As long as you maintain a $5 savings balance, you’re a member for life—with full access to all our services.
Protected. Insured. Secure.
You’re Protected
Your savings are federally insured by the National Credit Union Administration (NCUA) up to $250,000 per account ownership category. This means your money is safe—backed by the full faith and credit of the U.S. government.
Member resources
Bank Smarter with the Right Tools
From budgeting tools to fraud protection, we’re here to help you feel confident and in control of your finances.
More Than a Member
As a member-owner, you’re doing more than banking. You’re building a better financial future with a credit union that puts you first.
Testimonials
Hear from our members!
Real stories from real people.
The tellers and administrators have always been helpful in working out/through problems associated with identity theft, check issues, and other related issues. They all have been personable, kind, and welcoming in their transactions and interactions with me. They address me by name which adds to their personable nature. I have been a member for almost 10 years, and will continue to do business with this great group of people.
George
Bellows Falls, VT