Convenience Services

24-Hour Audio Teller

ART (Audio Response Teller) is a 24-hour audio teller. ART allows you to transfer funds, check share balances, review which checks have cleared, and so much more – 24 hours a day! To get set up for this free service, simply call the number below and follow the adjacent instructions.  You can also call any of our branches and one of our staff members would be happy to set up your ART account for you.

Number to reach ART for former MACCU members: 1-866-545-1045 Instructions for Set-Up

Number to reach ART for former RVCU members:
1-800-610-3896
You must contact us first to activate this service. Instructions for Set-Up


Debit Cards

Your debit card works just like a check and can be used at millions of business establishments that accept Mastercard.

When you use your debit card to make a purchase, the amount is debited from your checking account. You can also use the card at thousands of ATMs worldwide to get cash or to verify your balance.

How It Works

  • Make point-of-sale purchases up to $2,000 daily
  • Obtain cash at thousands of ATM locations worldwide
  • Conveniently make purchases at any establishment that accepts Mastercard instead of writing a check or using cash
  • Purchases and withdrawals are deducted from your checking account and appear on your monthly statement
  • It’s safer than using cash

If you have lost your Debit Card, former MACCU members please call 1-800-528-2273 and former RVCU members please call 1-800-500-1044 immediately to report it. Then call the Credit Union during regular office hours to discuss your options.


Direct Deposit & Payroll

Whether you want to set up an electronic direct deposit or have your checks sent in through the mail, we have several different options to help fulfill your needs. You can have your whole paycheck deposited or have a portion of your pay, designated by you, sent to any account that you choose. We can also automatically take out portions of your check to put toward loan. With many different payment date options for auto-pay, you can pick the date that works best for you.


Skip a Payment

Now you can skip a loan payment when the time is right for you – once every 12 months – during the month of your choice. Use the cash to shop for the holidays, pay your taxes, save up for a large purchase, or just plain catch up!

Here’s how to skip a payment:

  • Most consumer loans are eligible. Loans that ARE NOT ELIGIBLE include: mortgage, home equity, and VISA®.
  • All your  loans must be current and must be at least 6 months old.
  • When you skip a payment, your loan term will be extended by one month. This can increase the total interest you pay over the life of the loan. Regular payments resume the following month.
  • If you have payroll deduction, the money will remain in your account.
  • Print and fill out the skip a loan payment form and send/fax it to us at least 30 days in advance of the loan payment due date you would like to skip.

Statement Balancing

Click here for the Statement Balancing Worksheet.

How to balance your checkbook:

  1. Compare the checks and deposits listed on your statement with the checks and deposits entered in your checkbook register. Put a check mark next to all entries that appear on both sides.
  2. List the check number and amount of any checks recorded in your check register that are not listed on your statement. Fill in the blank lines with the ending balance shown on your statement, any deposits from your register not shown on the statement, and the total amount of outstanding checks as shown at the bottom of the left-hand column. Do the math to come up with your adjusted ending balance.

Notary Public & Signature Guarantee Services

Notary Services

Members may have documents notarized free of charge at any branch location. Picture identification of the party signing the document is required. Ask a member service representative for assistance.

Signature Guarantee

Please contact your local branch for more information. 


Wire Transfers

Please contact your local branch for more information.