Why Join 802 Credit Union?
A Credit Union Is a Cooperative
A financial cooperative, such as 802 Credit Union, is organized for the objectives of:
- Providing financial services at fair and reasonable rates and fees
- Encouraging responsible financial activity and thrift
- Allowing member-owners to use and control money for the mutual benefit of all 802 Credit Union members, the Credit Union itself, and the community at large
Each of our 35,000-plus members owns a share in the Credit Union, meaning they have a say in how we run our business. We have a democratically elected Board of Directors that sets the direction and priorities of the Credit Union. Regardless of the size of your deposits, each member receives one vote.
We’re Community-Based
With over 60 years in the community, our roots are firmly planted here. We have a vested interest in ensuring we do our best to grow together and make our communities strong and vibrant.
You’re Protected
Your savings are insured up to $250,000 per account by the National Credit Union Administration (NCUA), an agency of the United States federal government. The NCUA is the federal agency that administers the National Credit Union Share Insurance Fund (NCUSIF). NCUSIF, like FDIC’s Deposit Insurance Fund, is a federal insurance fund backed by the full faith and credit of the U.S. government.
Don’t wait… join today! Stop by one of our offices to open your account and start enjoying the many benefits of membership at 802 Credit Union!