Making Your Home Energy-Efficient – We Have a Loan for That!

As a homeowner, energy efficiency is one of the best long-term investments that you can make. It is a great way to save money from the recurring high costs and it is also the best way to make certain that the environment is protected. When you take cost-effective measures to improve the energy efficiency in your house, you also stand to increase your property’s value, which is vital if you are considering selling your home.

How to Make a Home Energy-Efficient
The most effective strategy for enhancing household energy efficiency starts by targeting the property’s envelope, which includes attics, doors, windows, and walls. The next step involves improving your energy systems such as lighting, electronic appliances, heating, and cooling. Introducing clean energy in the form of solar and geothermal energy is also an ideal way to ensure that your home is as energy-efficient as possible.

Before you can aspire to get your home more energy-efficient, you will have to get a good idea of where it currently stands. As such, you may have to pay for an energy audit, which allows an energy professional to inspect your home in order to assess whether the efficiency needs to be enhanced. These are often free in Vermont!

It is also a great way to figure out the parts of your home that need improving so that you can focus on the areas that require the most attention. Because the process of improving your home’s efficiency is lengthy and costly, most people look for help from banks or financial institutions that offer energy-efficient mortgages or loans.

Energy Efficiency Loans
Sometimes energy-efficient mortgages are also referred to as green mortgages. Energy-efficient mortgages help to cover the expensive costs of the valuable upgrades that you might have to make to make your home greener. Energy-efficient mortgages and loans are perfect for you if:

  • You are interested in the long-term value of your home
  • You cannot afford the cost of the upgrading or if you do not have enough home equity to cover the total costs
  • You are uncomfortable with the idea of using your home as collateral

In most cases, energy-efficient loans are suitable for large domestic projects such as window replacement, upgrading heating or cooling systems, insulation, and any other extensive improvement project.

Energy-efficient loans are great because they do not require that you put your house up as collateral and your application can be processed quickly. Depending on the provider that you pick, you may even receive approval for your loan on the same day that you make the application. What’s not to love about that?