Loan Rates

All loan rates effective May 1, 2024

Personal/Signature
TermAPR as low as
24-60 months10.99%
Auto & Motorcycle Loans
TermAPR as low as
New ’23-’241
APR as low as
Used '17-'222
APR as low as
Used '09-'162
24 months6.24%6.24%7.74%
36 months6.49%6.49%7.99%
48 months6.74%6.74%8.24%
60 months6.99%6.99%N/A
72 months7.49% N/AN/A
84 months7.99%N/AN/A
Other Titled Vehicles
TermAPR as low as
New ’23-’241
APR as low as
Used ’17-'222
APR as low as
Used ’09- 162
24 months6.99%6.99%5.49%
36 months7.24%7.24%8.74%
48 months7.49%7.49%8.74%
60 months7.74%7.74%N/A

1100% Financing- (Tax, Title, Registration inc.)
2 NADA Retail

Loan rates are listed “as low as” and are determined by the term of the loan and an evaluation of your credit. All rates quoted are subject to change. Your rate may vary from the rate shown above. Rates will vary based on the age of the collateral. Contact us for collateral older than these ranges.


Home Loans
TermAPR
Home Equity LOCUp to 15 Year TermPrime +.75%3
Home Equity Loan5 Year Term6.49%4
10 Year Term6.99%4
13 Year Term6.74%5
15 Year Term7.49%4
MortgagesRates available upon request

3 Annual percentage rate is based on an index, the Wall Street Journal Prime Rate (which may change). The annual percentage rate may vary periodically. The minimum annual percentage rate that can apply is 4.00% APR floor, and the maximum annual percentage rate that can apply is 18% APR. We will not charge you any fees to open, use, or maintain your Home Equity Line of Credit. However, you may pay certain fees to third parties to open the plan. Those fees are generally between $300 – $500. You must also maintain property and flood insurance (if necessary) on your dwelling.

4 Minimum loan amount $5,000. Maximum loan to value is 80%.

5 Minimum loan amount $5,000. Maximum loan to value is 60%. 1st position lien. Subject to credit approval.


Secured Loans
TermAPR
Share Securedup to 60 monthsDiv. Rate + 2.50%
Certificate Securedup to 60 monthsDiv. Rate + 2.50%
Visa® Credit Card
TermAPR
Visa® Credit CardNo Annual FeeContact us for current rates

APR = Annual Percentage Rate
Rates are subject to change
NMLS #409405