Student Loans

Undergraduate Loans:

A college education can open doors to job opportunities, but it also comes with a hefty price tag. As a parent, you want your child to have access to the best college education possible but don’t want them to be saddled with loads of debt upon graduation.

802 Credit Union has partnered with Credit Union Student Choice, a private lending solution that features:

  • Zero origination or prepayment fees
  • Lower interest rates
  • Simple one-time online application
  • Deferment of principal and interest while in school
  • Flexible repayment terms
  • Convenient line of credit structure that lets you apply once and secure financing for your entire college career

Go to MACCU's CU Student Choice site


Refinancing Your Student Loans:

Take control of your student loan repayment by refinancing with 802 Credit Union! You’ll be able to refinance and consolidate your private and federal student loans (including PLUS loans) into one manageable loan, setting up one convenient payment, and potentially lowering your rate1. Featuring a competitive interest rate and zero origination fees, our refinance loan can help you simplify your life while amplifying your funds.

For more information about the financial education tools available to our members and borrowers, Click here and click the “Learn” icon.

Apply Now

1. Subject to credit qualification and additional criteria, including graduating from an approved school.
IMPORTANT NOTICE: By refinancing federal student loans, you may lose certain borrower benefits from your original loans. These may include interest rate discounts, principal rebates, or some cancellation benefits that can significantly reduce the cost of repaying your loans. Please review this important disclosure for more information.