Personal Loans

Why is it called a “personal loan”? A personal loan is usually secured only by your creditworthiness. This is different than a car loan, for example, where the value of the car provides security for the loan. The vehicle loan’s rate is lower because the risk is lower.

However, there may be times when you need to borrow money and don’t have anything to provide as security such as a vehicle or a home. These may include:

  • Debt consolidation from higher-rate loans
  • Unexpected expenses such as vehicle repairs, medical bills, etc.

We also suggest you consider another unsecured loan – our VISA® Card – to see which one better meets your needs.

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