Savings Rates

All rates are effective June 22, 2021

Regular Shares
Rate APY Minimum Balance
.07% .07% $5.00
Dividends paid monthly.
($25.00 minimum to receive dividends) 
Club Accounts
Rate APY Minimum Balance
.07% .07% None
Types of club accounts: holiday, vacation, tax, all-purpose.
Dividends paid monthly.
IRA Shares
Rate APY Minimum Balance
.08% .08% None
Dividends paid monthly.
IRA Certificates
Term Rate APY Minimum Balance
6 months .20% .20% $500.00
12 months .20% .20% $500.00
18 months .20% .20% $500.00
24 months .25% .25% $500.00
36 months .25% .25% $500.00
48 months .30% .30% $500.00
60 months .30% .30% $500.00
Dividends paid monthly.
Money Markets
Rate APY Minimum Balance
.07% .07% $500-1,999
.07% .07% $2,000-9,999
.10% .10% $10,000-24,999
.10% .10% $25,000-49,999
.12% .12% $50,000+
Dividends paid monthly.
Smart Savers & Youth Savers
Account Type Rate APY Minimum Balance
Smart Savers
1 Year Term
.15% .15% $50.00
Youth Savers
5 Year Term
.25% .25% $50.00
Dividends paid monthly.
Deposits are accepted and encouraged for the Smart and Youth Savers
Share Certificates
Term Rate APY Minimum Balance
6 months .15% .15% $500.00
12 months .20% .20% $500.00
18 months
no-penalty
.15% .15% $500.00
24 months .20% .20% $500.00
36 months .25% .25% $500.00
48 months .25% .25% $500.00
60 months .30% .30% $500.00
Dividends paid monthly.

APY = Annual Percentage Yield
Rates are subject to change