Savings Rates

All rates are effective September 6, 2022

Regular Shares
RateAPY Minimum Balance
.05%.05%$5.00

Dividends paid monthly.
($25.00 minimum to receive dividends)

Club Accounts
RateAPYMinimum Balance
.05%.05%None

Types of club accounts: holiday, vacation, tax, all-purpose.
Dividends paid monthly.

IRA Shares
Rate APYMinimum Balance
.06%.06%None

Dividends paid monthly.

IRA Certificates
Term Rate APYMinimum Balance
6 months.20%.20%$500.00
12 months.25%.25%$500.00
18 months.25%.25%$500.00
24 months .30%.30%$500.00
36 months .30%.30%$500.00
48 months.35%.35%$500.00
60 months.35%.35%$500.00
Money Markets
Rate APYMinimum Balance
.05% .05% $500-1,999
.05% .05% $2,000-9,999
.08%.08%$10,000-24,999
.10% .10% $25,000-49,999
.15% .15% $50,000+

Dividends paid monthly.

Smart Savers & Youth Savers
Account Type RateAPYMinimum Balance
Smart Savers 1 Year Term.15%.15%$50.00
Youth Savers 5 Year Term.25%.25%$50.00

Dividends paid monthly.
Deposits are accepted and encouraged for the Smart and Youth Savers

Share Certificates
TermRateAPYMinimum Balance
6 months .15%.15%$500.00
12 months.20%.20%$500.00
18 months no-penalty.10%.10%$500.00
24 months .25%.25%$500.00
36 months.25%.25%$500.00
48 months.30%.30%$500.00
60 months.30%.30%$500.00

Dividends paid monthly.

APY = Annual Percentage Yield
Rates are subject to change